We’re in the middle of a pandemic, so we should stop earning points for travel and cash back, right? NOPE! Our expenses have not changed, we may not be traveling as much, may not be driving as much, but the regular expenses such as groceries are still high on our regular list of expenses.
The Grocery Game Plan
It’s quite simple really.
Earning something is better than earning NOTHING.
Earning points for travel or cash back
Earning more than 1 point is the goal
Chase just announced: new grocery points earning
Shop at grocery stores for up to $1,000 monthly
Promo period – from Nov 1, 2020 through April 30, 2021
Use the following cards
3x using the Chase Sapphire Reserve aka CSR
potential earning 18K points – that’s 3 pts x $1000/month x 6 months
use your annual statement credit of $300 through June 30, 2021, and use it towards groceries, travel and gas.
Costco Anywhere Visa – earn 2% cash back on all purchases from Costco and Costco.com
Discover IT– earn 5% cash back during quarter rotation offers (groceries)
Pardon me for searching for the right credit card to use
Yes, we are that family. The ones who sometimes aren’t ready to pay at the register. If you happen to be right behind me at a grocery store, you might see me juggle through my credit cards. Every dollar spent is an opportunity to earn points for travel and cash back. This is us right here:
NO to paying cash
NO to paying with debit card
NO to using a credit card that will earn NO points
NO to using a credit card that earn me just 1 point